What we’re seeing at the moment is times are increasing with our lenders. There’s an issue due to COVID, where the financiers sent home all the staff. So where staff were typically in the office all day long working together, they’re now working from home. So as a lot of businesses experienced, it created issues around systems, keeping an eye on people, motivating people, bringing teams together, and all of these things. So what that created at the financiers, specifically in terms of the credit approval perspective, was times blew out.